We believe in transparency and the power of client satisfaction.

Farrand Claim Consulting is the public adjuster Minnesota homeowners, business owners, and contractors trust when disaster strikes. We do not work for insurance companies, we work for YOU. Our job is to maximize your claim, protect your rights, and deliver results.

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"Richard, was very professional, caring, and helpful with questions. I would highly recommend him.”"
Kathy Bachelor
“Farrand Claim Consulting, Inc. was helpful to us as we navigated our hail damage insurance claim. They advocated for us, were thorough in their repair estimations, and have always answered questions promptly. We will use them again in the future.”
Catheryn Mages
“Richard was dedicated, savvy, and extraordinarily patient in helping me with my claim. Wesucceeded and I am very grateful for his help.”
Siobhan Ditty
“I had an amazing experience. I did not have to worry about my claim as soon as Richard took over communication with my insurance company. He handled my claim wonderfully, I was able to get all damaged items repaired on the outside of my home and all I had to do was read the final documents and wait for a check. I would highly recommend his services to anyone who needs assistance in the process of a homeowners insurance claim.”
Kim Smekofske
“After my tree fell, my insurance company only wanted to patch the hole. With Farrand Claim Consulting, I was able to get the roof and siding replaced completely and renovated the whole upstairs due to water damage. Highly recommend.”
Valerie Taylor Coykendall
“Our house flooded 3 months after moving in. Farrand Claims Consulting helped us with the entire process. We were really scared not knowing what to except. We are so happy with everything!! Thank you!!!”
Jenny Jacobson
“Richard is the best resource I know to provide representation. It’s pretty simple. Your insurance company wants to pay out as little as possible in your claim and you want your damaged items repaired, replaced, or compensated at their true value. If that doesn’t necessitate the need for professional representation, I don’t know what does. Richard is your advocate.”
Todd Rooker

When Should You Hire a Public Adjuster?

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Prefer to write directly? Send your review and star rating via email to info@farrandclaims.com.

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Local Service Areas

Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Woodbury, Plymouth, Lakeville, Blaine, Maple Grove, St. Cloud, Eagan, Burnsville, Coon Rapids, Lacrosse, Hudson, River Falls, Menomonie, Barron, Shell Lake, Spooner, Hayward, Superior, Chippewa Falls, Turtle Lake

Public Adjuster FAQ – Answers You Can Trust

Have questions about hiring a public adjuster in Minnesota or navigating property insurance claims? This public adjuster FAQ page provides straightforward answers to help you make informed decisions, protect your rights, and secure the settlement you deserve.

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What is a public insurance adjuster?

A public insurance adjuster is a licensed professional who works for YOU, not the insurance company. Public adjusters represent policyholders during property insurance claims, helping interpret policy language, assess losses, and negotiate for a higher settlement. Unlike insurance adjusters, we’re on your side.

How much does it cost to hire a public adjuster?

Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive a payout. Fees typically range from 10% to 20% of your claim, depending on the size and complexity of the case. This aligns our motivation with yours.

Why work with a public adjuster when my insurance company already assigned one?

Because the insurance company’s adjuster protects their bottom line. A public adjuster defends yours. We challenge low offers, explain complex policy terms, and ensure all your damages are properly valued and covered.

How long does the insurance claim process take?

Every claim is different. Some resolve in weeks, others take months. But hiring a public adjuster typically shortens the timeline. We keep documentation in order and drive progress forward.

How does a public adjuster differ from an insurance company adjuster?

Simple: who we work for.

  • Insurance company adjusters protect insurers.
  • Public adjusters, like us at Farrand Claim Consulting, advocate solely for you.
How much does it cost?
  • Where it says: “Fees typically range from 10% to 20% of your claim.”
  • Change to: “Fees for Public Adjusting services are usually around 10% of your claim.”

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