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Why Hire a Public Adjuster?
For years, Farrand Claim Consulting has stood by policyholders when insurance companies fall short. With deep experience in navigating complex claims, we’ve earned the trust of countless clients by advocating relentlessly for their rights. Our commitment is simple: to level the playing field, ensure fair outcomes, and give homeowners and business owners the confidence that they’re never facing the claim process alone.
Your Trusted Advocate in Insurance Claims
If you're wondering why hire a public adjuster, the answer is simple: insurance companies don’t always play fair. When disaster strikes, navigating a property insurance claim becomes an uphill battle. Policies are complex. Paperwork is overwhelming. Insurers often work to minimize payouts, not maximize your recovery.
That’s where Farrand Claim Consulting comes in.
We’re licensed public adjusters who work solely for you, the policyholder. With decades of combined experience, we serve homeowners and business owners throughout Minnesota, Wisconsin, Iowa, North Dakota, South Dakota, and beyond. Our mission is clear: to fight for you and secure every dollar you’re rightfully owed.
“We guarantee that you will receive a substantially higher payout for covered claims.”
— Richard Farrand, Founder, Farrand Claim Consulting
What Is a Public Adjuster and Why Hire One?
You may be asking, why hire a public adjuster when my insurance company already assigned someone? The answer is that their adjuster works for them. A public adjuster works for YOU.
Review and interpret your insurance policy.
Review and interpret your insurance policy.
Manage communication and negotiations with the insurance company.
Maximize your settlement while you focus on recovery.
Most people are unaware that insurance companies are trained to underpay or deny claims. By hiring a public adjuster early, you increase your chances of a full and fair payout.
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How Farrand Claim Consulting Maximizes Your Claim
Hiring us means getting a professional team focused only on your success. Here’s how we add value at every step.
Comprehensive Damage Assessment
We perform a detailed property inspection and partner with contractors and appraisers to document every element of your loss accurately.
Expert Negotiation
We understand how insurance companies try to reduce payouts. With our experience, we counter those tactics with facts and strategic negotiation.
Hassle-Free Claim Handling
We take care of the paperwork, follow-up, and deadlines. You won’t have to deal with confusing documents or long hold times.
Bigger, Faster Settlements
Clients who work with us double, triple, or even increase their settlements tenfold compared to going it alone.
If you’re still unsure about why hire a public adjuster, consider this: better documentation and expert negotiation always leads to better results.
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When Should You Hire a Public Adjuster?
Knowing when to hire a public adjuster can mean the difference between a frustrating claim and a successful recovery. We recommend contacting Farrand Claim Consulting if:
You have a large or complicated claim.
Your insurance company denied or underpaid your claim.
You are overwhelmed by the paperwork.
You want peace of mind and professional representation.
Help avoid denials due to reporting delays.
Allow complete damage documentation.
Accelerate the entire claims process.
Don’t Wait. Early Inspections Matter
Timing is critical when filing a claim. If you wait too long, damage worsens, and proof becomes harder to gather. Hiring a public adjuster early allows us to strengthen your claim from day one.
Start strong. Start early. That’s why to hire a public adjuster matters more than most people realize.
How Much Does a Public Adjuster Cost?
One of the most common concerns is cost. But here’s the good news: you don’t pay unless we win.
Hiring a public adjuster is not a risk. It’s an investment in getting what you deserve.
No upfront fee. We’re paid only if you recover funds.
Our fee is 10 to 15 percent of your final settlement.
In almost every case, we recover significantly more than our cost.
Why Choose Farrand Claim Consulting?
We’re not just another claim firm. We bring years of success, strategy, and support to every case.
Unlike other firms, we don’t just process paperwork, we build winning cases. If you’re asking to why hire a public adjuster, let our results speak for themselves.
Decades of industry experience
Thousands of claims successfully resolved
Licensed adjusters serving Minnesota and the Midwest
Transparent, client-first communication
No-risk consultations to assess your claim
Take Control of Your Claim Today.
Don’t let your insurance company decide the value of your loss. Take back control. Farrand Claim Consulting is here to fight for what’s rightfully yours.
Start your Appraisal in Minutes!
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Local Service Areas
Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Woodbury, Plymouth, Lakeville, Blaine, Maple Grove, St. Cloud, Eagan, Burnsville, Coon Rapids, Lacrosse, Hudson, River Falls, Menomonie, Barron, Shell Lake, Spooner, Hayward, Superior, Chippewa Falls, Turtle Lake
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Public Adjuster FAQ – Answers You Can Trust
Have questions about hiring a public adjuster in Minnesota or navigating property insurance claims? This public adjuster FAQ page provides straightforward answers to help you make informed decisions, protect your rights, and secure the settlement you deserve.
A public insurance adjuster is a licensed professional who works for YOU, not the insurance company. Public adjusters represent policyholders during property insurance claims, helping interpret policy language, assess losses, and negotiate for a higher settlement. Unlike insurance adjusters, we’re on your side.
Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive a payout. Fees typically range from 10% to 20% of your claim, depending on the size and complexity of the case. This aligns our motivation with yours.
Because the insurance company’s adjuster protects their bottom line. A public adjuster defends yours. We challenge low offers, explain complex policy terms, and ensure all your damages are properly valued and covered.
Every claim is different. Some resolve in weeks, others take months. But hiring a public adjuster typically shortens the timeline. We keep documentation in order and drive progress forward.
Simple: who we work for.
- Insurance company adjusters protect insurers.
- Public adjusters, like us at Farrand Claim Consulting, advocate solely for you.
- Where it says: “Fees typically range from 10% to 20% of your claim.”
- Change to: “Fees for Public Adjusting services are usually around 10% of your claim.”
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