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Vandalism Damage Insurance Claim Help
Need support with a vandalism damage insurance claim? Farrand Claim Consulting provides expert guidance and public adjusting services to help you recover fast and fully. We work for Minnesota homeowners and business owners facing the emotional and financial toll of property damage.
Do not settle for less than you deserve. Let us fight for your full insurance payout.
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Why Vandalism and Theft Claims Require an Expert
A vandalism or theft event turns your world upside down. You feel unsafe, anxious, and unsure of what to do next. Damage to property, stolen belongings, and emotional stress all come at once.
That is where Farrand Claim Consulting steps in. We understand how difficult these moments are. Our public adjusters guide you through the vandalism damage insurance claim process with clarity and compassion. We work to make sure you receive a full and fair settlement for what was lost and damaged.
What NOT To Do When You First Discover Damage:
1. Don't Panic
This first step is the hardest. Try not to panic and remember that there are professionals who can help. Secure an expert public adjuster and then call your insurance company.
2. Don’t Clean Up
It’s a natural instinct but resist the temptation to get things back to “normal” on your own. As soon as you begin cleanup and repairs, you start to lose money on your claim payout. And don’t throw away any damaged items! They’re crucial for maximizing your claim.
3. Don’t Let Things Get Worse
Do what you can to prevent any further damage from occurring, such as covering your roof or broken windows with tarps in order to minimize water intrusion; before the insurance adjuster arrives, and don't make any permanent repairs, such as removing a rotting floorboard.
4. STOP! Do not contact your insurance company
Your insurance company’s priority is their profit, not your protection. Call Farrand Claim Consulting first to have someone truly on your side.
5. Don’t Forget to Inventory
In order to fully account for all damaged property, you’ll need to create a personal property inventory to keep track of each damaged item and its value.
This can be hard to do after catastrophe, which is why we always recommend creating your personal property inventories well before disaster strikes.
Access the FCC’s free PPI database tool via the official FCC database.
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You are not alone.
Call Farrand Before You Call Your Insurance Company
Your insurance adjuster is not on your side. Every delay or mistake costs you money. The sooner we step in, the stronger your position becomes. Call us immediately after a fire so that we protect your interests from the start.
Claim Categories We Handle
Local Service Areas
Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Woodbury, Plymouth, Lakeville, Blaine, Maple Grove, St. Cloud, Eagan, Burnsville, Coon Rapids, Lacrosse, Hudson, River Falls, Menomonie, Barron, Shell Lake, Spooner, Hayward, Superior, Chippewa Falls, Turtle Lake
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Public Adjuster FAQ – Answers You Can Trust
Have questions about hiring a public adjuster in Minnesota or navigating property insurance claims? This public adjuster FAQ page provides straightforward answers to help you make informed decisions, protect your rights, and secure the settlement you deserve.
A public insurance adjuster is a licensed professional who works for YOU, not the insurance company. Public adjusters represent policyholders during property insurance claims, helping interpret policy language, assess losses, and negotiate for a higher settlement. Unlike insurance adjusters, we’re on your side.
Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive a payout. Fees typically range from 10% to 20% of your claim, depending on the size and complexity of the case. This aligns our motivation with yours.
Because the insurance company’s adjuster protects their bottom line. A public adjuster defends yours. We challenge low offers, explain complex policy terms, and ensure all your damages are properly valued and covered.
Every claim is different. Some resolve in weeks, others take months. But hiring a public adjuster typically shortens the timeline. We keep documentation in order and drive progress forward.
Simple: who we work for.
- Insurance company adjusters protect insurers.
- Public adjusters, like us at Farrand Claim Consulting, advocate solely for you.
- Where it says: “Fees typically range from 10% to 20% of your claim.”
- Change to: “Fees for Public Adjusting services are usually around 10% of your claim.”
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