A public insurance adjuster is a licensed professional who works for YOU, not the insurance company. Public adjusters represent policyholders during property insurance claims, helping interpret policy language, assess losses, and negotiate for a higher settlement. Unlike insurance adjusters, we’re on your side.

Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive a payout. Fees typically range from 10% to 20% of your claim, depending on the size and complexity of the case. This aligns our motivation with yours.

Because the insurance company’s adjuster protects their bottom line. A public adjuster defends yours. We challenge low offers, explain complex policy terms, and ensure all your damages are properly valued and covered.

Every claim is different. Some resolve in weeks, others take months. But hiring a public adjuster typically shortens the timeline. We keep documentation in order and drive progress forward.

The best time is before you file your claim. That’s when documentation matters most. However, if your claim was denied, delayed, or underpaid, we can still step in and fight for a better outcome.

Yes. If your claim was denied or underpaid, you may be eligible to reopen it, typically within two years. We review your case and pursue the recovery you were previously denied.

Appraisal is a dispute resolution method used when the insurance company and policyholder disagree on the value of a claim. Each side selects an appraiser, who then appoint a neutral umpire. Together, they determine the final value.
‍Learn more about the insurance appraisal process

Yes. Our fee is contingent on the success of your claim. No recovery, no fee. It’s that simple and that secure.

Absolutely. If your policy includes an appraisal clause, we can initiate the process and represent you throughout. It’s a faster and less costly alternative to litigation.

We dig into the reasons, uncover errors or unfair practices, and fight to reopen the case. Many denials can be overturned with professional help.

You can, but should you? Doing it yourself leaves you open to lowball offers and policy loopholes. We ensure your claim is strategically built from the start.

Technically, yes. But insurance companies have experts on their side. Shouldn’t you?

No. It is your legal right to hire a public adjuster. Insurance companies cannot retaliate or cancel your policy just because you chose to have representation.

We don’t just submit paperwork. We advocate, negotiate, and maximize your settlement. We win when you win.

We serve Minnesota, the Midwest, and nearby regions. Not sure if we serve your area? Reach out. We probably do.