Water Damage Insurance Claim Help

Need expert water damage insurance claim help? Farrand Claim Consulting provides trusted support to homeowners and business owners across Minnesota. If your property suffers from water or mold damage, our public adjusters step in to secure the maximum settlement you are entitled to.

Do not leave your recovery in the hands of your insurance company. Let us protect your rights and fight for full compensation.

Why Water and Mold Damage Claims Require Expert Support

Storms in Minnesota always leave a lasting impact. Even small hail or wind damage leads to long-term problems if not handled right away.

Water damage destroys structures and belongings in minutes. Whether it comes from a burst pipe, faulty appliance, roof leak, or storm intrusion, the result is costly and stressful.


If the water is not removed quickly and properly, it will lead to:

  • Mold growth that spreads fast
  • Rotted wood and weakened walls
  • Warped flooring and damaged furniture
  • Airborne health risks and long-term issues


Most policies only cover mold if it results directly from a covered water loss. That is why accurate documentation and expert guidance are critical.

With Farrand Claim Consulting, you receive water damage insurance claim support from start to finish. We document, defend, and deliver.

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What NOT To Do When You First Discover Damage:

1. Don't Panic

This first step is the hardest. Try not to panic and remember that there are professionals who can help. Secure an expert public adjuster and then call your insurance company.

2. Don’t Clean Up

It’s a natural instinct but resist the temptation to get things back to “normal” on your own. As soon as you begin cleanup and repairs, you start to lose money on your claim payout. And don’t throw away any damaged items! They’re crucial for maximizing your claim.

3. Don’t Let Things Get Worse

Do what you can to prevent any further damage from occurring, such as covering your roof or broken windows with tarps in order to minimize water intrusion; before the insurance adjuster arrives, and don't make any permanent repairs, such as removing a rotting floorboard.

4. STOP! Do not contact your insurance company

Your insurance company’s priority is their profit, not your protection. Call Farrand Claim Consulting first to have someone truly on your side.

5. Don’t Forget to Inventory

In order to fully account for all damaged property, you’ll need to create a personal property inventory to keep track of each damaged item and its value.
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This can be hard to do after catastrophe, which is why we always recommend creating your personal property inventories well before disaster strikes.
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Access the FCC’s free PPI database tool via the official FCC database.

Our Strategy for Maximum Water Damage Insurance Claim Support

At Farrand Claim Consulting, we do more than assist, we take over the process and work for your best outcome.

Here is what happens after you call us:

We conduct an in-person inspection of your property

We provide a strategy to avoid mistakes and delays

We manage all paperwork, deadlines, and insurance communication

We negotiate hard for the full value of your claim

You can focus on cleanup and recovery. We focus on results.

We Build Your Claim with the Right Professionals

When water or mold damage occurs, you need a team. Farrand works with:

Certified water mitigation and cleanup crews

Licensed mold removal expert

Emergency housing providers

Legal and insurance professionals when needed

We manage everything for you. No missed steps. No missed dollars.

Call Farrand Before You Call Your Insurance Company

Your insurance adjuster is not on your side. Every delay or mistake costs you money. The sooner we step in, the stronger your position becomes. Call us immediately after a fire so that we protect your interests from the start.

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Claim Categories We Handle

Fire and Smoke Damage

A fire causes destruction fast. Afterward, insurance companies offer low payouts. We step in to make sure you get the full amount needed to rebuild and recover.
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Snow and Ice Damage

Ice dams, heavy snow, and meltwater all cause winter headaches. We make sure your snow and ice damage claim reflects both the visible and hidden losses.
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Hail and Wind Damage

Severe Midwest storms bring hail and wind damage. We document the impact, estimate the true cost of repair, and fight for every dollar your policy covers.
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Roof and Structure Claims

Roof and structure damage often gets underpaid. We assess the real condition, use expert reports, and negotiate for a fair insurance settlement.
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Water and Mold Damage

Leaks and flooding turn into mold and long-term damage. We evaluate the full scope, link it to covered causes, and stand with you to file a strong claim from the start.
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Vandalism and Theft

Theft and vandalism are personal violations. We work quickly to document your losses, build a clear case, and make sure your insurance company covers the full cost of recovery.
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Local Service Areas

Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Woodbury, Plymouth, Lakeville, Blaine, Maple Grove, St. Cloud, Eagan, Burnsville, Coon Rapids, Lacrosse, Hudson, River Falls, Menomonie, Barron, Shell Lake, Spooner, Hayward, Superior, Chippewa Falls, Turtle Lake

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