Snow and Ice Damage Claim Help
Need snow and ice damage claim support? Farrand Claim Consulting offers expert public adjusting services to ensure you receive every dollar you are owed. From roof collapses to interior damage, we fight for our policyholders secure fair settlements.
Do not settle for a partial payout. Let us protect your rights and maximize your claim.

Why Snow and Ice Damage Requires Professional Support
Snow and ice causes serious and expensive damage. Ice dams lead to roof leaks. Meltwater seeps into walls and ceilings. Heavy snow buildup can collapse structures.
Often, this winter damage results in related problems like mold, rotting wood, and ruined personal belongings. Unfortunately, many insurance companies undervalue or deny these claims.
That is why you need an experienced public adjuster. Farrand Claim Consulting specializes in snow and ice damage claim support throughout Minnesota. We make sure your repairs and your property losses are fully covered.
What NOT To Do When You First Discover Damage:
1. Don't Panic
This first step is the hardest. Try not to panic and remember that there are professionals who can help. Secure an expert public adjuster and then call your insurance company.
2. Don’t Clean Up
It’s a natural instinct but resist the temptation to get things back to “normal” on your own. As soon as you begin cleanup and repairs, you start to lose money on your claim payout. And don’t throw away any damaged items! They’re crucial for maximizing your claim.
3. Don’t Let Things Get Worse
Do what you can to prevent any further damage from occurring, such as covering your roof or broken windows with tarps in order to minimize water intrusion; before the insurance adjuster arrives, and don't make any permanent repairs, such as removing a rotting floorboard.
4. STOP! Do not contact your insurance company
Your insurance company’s priority is their profit, not your protection. Call Farrand Claim Consulting first to have someone truly on your side.
5. Don’t Forget to Inventory
In order to fully account for all damaged property, you’ll need to create a personal property inventory to keep track of each damaged item and its value.
This can be hard to do after catastrophe, which is why we always recommend creating your personal property inventories well before disaster strikes.
Access the FCC’s free PPI database tool via the official FCC database.
Our Strategy for Maximizing Your Snow and Ice Damage Claim
Choosing Farrand Claim Consulting gives you a winning edge. We bring strategy and skill to every claim. Here is how we handle your case:
We inspect the entire property for snow and ice damage
We give you an honest and clear assessment
We document every detail to support your claim
We communicate and negotiate directly with your insurance company
We fight for the full settlement you deserve
Our public adjusters take over the stress so you can focus on repairs and recovery.
We Partner with Trusted Experts to Support Your Claim
Certified restoration contractors
Emergency service crews
Legal advisors
Temporary housing providers
Together, we protect your home, your finances, and your peace of mind.
Call Farrand Before You Call Your Insurance Company
Your insurance adjuster is not on your side. Every delay or mistake costs you money. The sooner we step in, the stronger your position becomes. Call us immediately after a fire so that we protect your interests from the start.

Claim Categories We Handle
Local Service Areas
Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Woodbury, Plymouth, Lakeville, Blaine, Maple Grove, St. Cloud, Eagan, Burnsville, Coon Rapids, Lacrosse, Hudson, River Falls, Menomonie, Barron, Shell Lake, Spooner, Hayward, Superior, Chippewa Falls, Turtle Lake
Public Adjuster FAQ – Answers You Can Trust
Have questions about hiring a public adjuster in Minnesota or navigating property insurance claims? This public adjuster FAQ page provides straightforward answers to help you make informed decisions, protect your rights, and secure the settlement you deserve.
A public insurance adjuster is a licensed professional who works for YOU, not the insurance company. Public adjusters represent policyholders during property insurance claims, helping interpret policy language, assess losses, and negotiate for a higher settlement. Unlike insurance adjusters, we’re on your side.
Most public adjusters work on a contingency fee basis, meaning we only get paid when you receive a payout. Fees typically range from 10% to 20% of your claim, depending on the size and complexity of the case. This aligns our motivation with yours.
Because the insurance company’s adjuster protects their bottom line. A public adjuster defends yours. We challenge low offers, explain complex policy terms, and ensure all your damages are properly valued and covered.
Every claim is different. Some resolve in weeks, others take months. But hiring a public adjuster typically shortens the timeline. We keep documentation in order and drive progress forward.
Simple: who we work for.
- Insurance company adjusters protect insurers.
- Public adjusters, like us at Farrand Claim Consulting, advocate solely for you.
- Where it says: “Fees typically range from 10% to 20% of your claim.”
- Change to: “Fees for Public Adjusting services are usually around 10% of your claim.”