Snow and Ice Damage Claims
Don't settle for a partial payout—get the amount you really deserve with Farrand Claim Consulting.
You've found ice damage. So what's at stake?
Ice dams, meltwater, and heavy snow all have the potential to cause major structural issues for your home or business. Ice and snow damage often leads to associated claims for water damage and mold removal.
From a flooded foundation to a collapsed roof, the damage caused by snow and ice can extend past a building's structure to include possessions and furnishings inside. An experienced public adjuster can help recoup your costs not just to repair the building, but also to replace items damaged in the fallout.
You've found ice damage. So what's at stake?
Ice dams, meltwater, and heavy snow all have the potential to cause major structural issues for your home or business. Ice and snow damage often leads to associated claims for water damage and mold removal.
From a flooded foundation to a collapsed roof, the damage caused by snow and ice can extend past a building's structure to include possessions and furnishings inside. An experienced public adjuster can help recoup your costs not just to repair the building, but also to replace items damaged in the fallout.
What NOT to do
when you first
discover damage:
Don't Panic
This first step is the hardest. Try not to panic, and remember that there are professionals who can help. Secure an expert public adjuster, and then call your insurance company.
Don’t Clean Up
It’s a natural instinct, but resist the temptation to get things back to “normal” on your own. As soon as you begin cleanup and repairs, you start to lose money on your claim payout. And don’t throw away any damaged items! They’re crucial for maximizing your claim.
Don’t Let Things Get Worse
Do what you can to prevent any further damage from occurring; such as covering your roof or broken windows with tarps in order to minimize water intrusion; before the insurance adjuster arrives, and don't make any permanent repairs; such as removing a rotting floorboard.
Don’t Forget to Inventory
In order to fully account for all damaged property, you’ll need to create a personal property inventory to keep track of each damaged item and its value.
This can be hard to do after catastrophe, which is why we always recommend creating your personal property inventories well before disaster strikes.
FCC’s free PPI database tool is accessible here.
Farrand’s game plan to maximize your claim payout.
Working with a public adjuster is different than rolling the dice with your insurance company. We’re squarely on your side as soon as you reach out for help.
The first thing we’ll do is come by your property to meet you and inspect the damage. We’ll do an initial analysis and provide honest feedback on how we can help.
As we get to work, you can feel secure in the knowledge that you have thorough, experienced professionals dealing with the insurance company on your behalf, and defending your right to a fair payout.
We know it can take a village to get life back to normal. That’s why we work with a network of trusted, people-oriented partners (like restoration crews, cleaning companies, emergency service professionals, legal counsel, and housing services) to help give you the united front you deserve.
Farrand’s game plan to maximize your claim payout.
Working with a public adjuster is different than rolling the dice with your insurance company. We’re squarely on your side as soon as you reach out for help.
The first thing we’ll do is come by your property to meet you and inspect the damage. We’ll do an initial analysis and provide honest feedback on how we can help.
As we get to work, you can feel secure in the knowledge that you have thorough, experienced professionals dealing with the insurance company on your behalf, and defending your right to a fair payout.
We know it can take a village to get life back to normal. That’s why we work with a network of trusted, people-oriented partners (like restoration crews, cleaning companies, emergency service professionals, legal counsel, and housing services) to help give you the united front you deserve.
STOP! Don’t contact your insurance company when disaster strikes.
While agency adjusters protect agency interests, public adjusters like Farrand protect your interests.
Get us involved immediately so that we can intervene on your behalf right from the start.
STOP! Don’t contact your insurance company when disaster strikes.
While agency adjusters protect agency interests, public adjusters like Farrand protect your interests.
Get us involved immediately so that we can intervene on your behalf right from the start.
